Hebble Law is a Licensed Body authorised and regulated by the Solicitors Regulation Authority.


Regulatory

Who we are

Hebble Law is a trading name of Hebble Law Limited. Hebble Law Limited is registered in England and Wales under company number 03322866 and is a member of the Covéa Group in the UK. Head Office/Registered Office: First Floor East, F Mill, Dean Clough, Halifax, West Yorkshire, HX3 5AX.

Hebble Law Limited is a Licensed Body which is authorised and regulated by the Solicitors Regulation Authority (SRA). SRA Registration No. 619556.

A list of directors is available at our registered office. Hebble Law also has a branch office in Liverpool.

Calls may be recorded for training and monitoring purposes.

VAT Registration No. GB 362 7009 63.

Your Right to Complain

We have a documented complaints procedure which we will provide on request. Please let your file handler know as soon as possible if you are unhappy with our service or if are experiencing any problems and we will try to deal with your issues at the time.

If your file handler cannot resolve your complaint, please ask to speak to the Director of Legal Operations who will take over your complaint and provide you with a copy of our procedure. If at the end of the process you remain dissatisfied, you may contact the Legal Ombudsman.

The Legal Ombudsman can be reached on 0300 555 0333 or enquiries@legalombudsman.org.uk or your can write to the Legal Ombudsman at PO Box 6806, Wolverhampton, WV1 9WJ within 6 months of receiving our final decision on your complaint.

The Solicitors Regulation Authority can help you if you are concerned about our conduct. You can do this via telephone or email from their website www.sra.org.uk.

Tax Policy Statement

Introduction

This policy applies to the Covéa group of companies in the UK, which includes MMA Holdings UK plc and all its subsidiaries (“the Group”). It covers both the internal governance of tax matters and approach to tax as approved by the relevant Committees/Boards.

Objectives:

  • to minimise the risk of uncertainty or disputes;
  • to pay all taxes due at the right time, and to ensure compliance with all relevant tax regulations; and
  • to obtain independent assurance as to the appropriate tax processes and manage these within our risk management framework.

Minimising Level of Tax Risks

In line with Covéa Group’s values and risk appetite, we seek, where possible, to minimise the risk of uncertainty or disputes.

We are committed to paying all taxes due to HMRC at the right time, and to ensuring we are compliant with all relevant tax regulations.

We obtain independent assurance as to the appropriate operation of tax processes and that these are managed within our risk management framework. The independent assurance principally comes from internal audit and external tax advisors and further assurance is sought by periodic reviews by management.

Tax Risk Management and Governance

The tax policy operates within the Group’s established risk management framework.

The finance functions undertake the majority of tax activities for the Group. Advice from external advisors is sought where tax risks are identified, to ensure understanding of the legislation.

The Group implements risk management measures and ensures compliance through robust controls and procedures. New and existing tax risks are reported to the operating companies’ Chief Finance Officers and, where appropriate, the Audit Committees and/or Boards.

The Group is within scope of the Senior Accounting Officer (“SAO”) regime. Each company has an SAO who is personally responsible for ensuring appropriate controls are in place to manage the tax affairs.

Appetite towards Tax Planning

Tax planning is only conducted in the context of achieving the commercial aims of the business with the lowest tax cost. However, the Group will not enter into any transactions where the only purpose is to reduce the tax burden of the business.

Where tax incentives and exemptions are implemented by the Government to support investment, employment and economic growth, the Group seeks to apply them in the manner intended.

Approach to Dealings with HMRC

The Group is committed to adhering to tax laws in a transparent manner. The Group takes a constructive, cooperative and open approach to all aspects of engagements with HMRC, and regard this way of working as fundamental.

The Group is currently rated ‘low risk’ by HMRC and we seek to maintain this rating.